Matt Oppenheimer | Co-Founder, Chief Executive Officer |
Hemanth Munipalli | Chief Financial Officer |
Stephen Shulstein | Vice President, Investor Relations |
Andrew Schmidt | Citi |
Bob Napoli | William Blair |
Darrin Peller | Wolfe Research |
Tien-Tsin Huang | JP Morgan |
David Scharf | JMP Securities |
Alex Markgraff | KeyBanc |
Good day, and thank you for standing by. Welcome to the Remitly, Fourth Quarter 2022 Earnings Conference Call. At this time all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions].