Christine Patrick | Vice President of Investor Relations |
Alex Timm | Co-Founder & Chief Executive Officer |
Dan Rosenthal | Chief Financial Officer |
Frank Palmer | Chief Insurance Officer |
Matt Bonakdarpour | Chief Data Science & Analytics Officer |
Matt Carletti | JMP Securities |
Elyse Greenspan | Wells Fargo Securities |
Nick Jones | Citi |
Mark Hughes | Truist Securities |
Josh Shanker | Bank of America Merrill Lynch |
Phil Stefano | Deutsche Bank |
David Motemaden | Evercore ISI |
Gary Ransom | Dowling & Partners |
Ryan Tunis | Autonomous Research |
Christopher Martin | KBW |
Welcome to the Root Incorporated Second Quarter 2021 Earnings Conference Call. My name is John and I'll be your operator for today's call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions] And I will now turn the call over to Christine Patrick.