Christine Patrick | Vice President of Investor Relations |
Dan Rosenthal | Chief Operating Officer, Chief Revenue Officer, and Chief Financial Officer |
Frank Palmer | Chief Insurance Officer |
Matt Bonakdarpour | Chief Data Science and Analytics Officer |
Alex Timm | Co-Founder and Chief Executive Officer |
Michael Phillips | Morgan Stanley |
Matt Carletti | JMP Securities |
Josh Siegler | Cantor Fitzgerald |
Elyse Greenspan | Wells Fargo |
Nick Jones | Citi |
Tracy Benguigui | Barclays |
David Motemaden | Evercore ISI |
Mark Hughes | Truist |
Andrew Kligerman | Credit Suisse |
Charlie | Wolfe Research |
Christopher Martin | KBW |
Ryan Tunis | Autonomous Research |
Youssef Squali | Truist Securities |
Good day and thank you for standing by. Welcome to the Root’s Third Quarter 2021 Earnings Conference Call. At this time, all participants are in listen-only mode. After the speakers presentation, there will be a question-and-answer session. [Operator Instructions].