Jodi Baker | Vice President and Corporate Secretary |
Alex Timm | Chief Executive Officer |
Rob Bateman | Chief Financial Officer |
Dan Rosenthal | Chief Operating Officer |
Matt Bonakdarpour | Chief Technology Officer |
Frank Palmer | Chief Insurance Officer |
Michael Phillips | Morgan Stanley |
Elyse Greenspan | Wells Fargo |
Yaron Kinar | Jefferies |
Matt Carletti | JMP |
Tracy Benguigui | Barclays |
Francois Maisonrouge | Evercore |
Mark Hughes | Truist |
Brian Meredith | UBS |
Andrew Kligerman | Credit Suisse |
Tommy McJoynt | KBW |
Good day, and welcome to the Root Incorporated Third Quarter 2022 Earnings Conference Call. Please note, today's conference is being recorded. All lines have been placed on mute to prevent any background noise. After the speakers remarks there will be a question and answer session. [Operator Instructions] Thank you.