Elise Wang | VP, IR |
Eric Wu | Co-Founder, Chairman, CEO |
Carrie Wheeler | CFO |
Andrew Low Ah Kee | President |
Curtis Nagle | Bank of America |
Edward Yruma | KeyBanc Capital Markets |
Jason Helfstein | Oppenheimer |
Justin Ages | Berenberg |
Michael Ng | Goldman Sachs |
Ryan McKeveny | Zelman & Associates |
Ryan Tomasello | KBW |
Stephen Ju | Credit Suisse |
Ygal Arounian | Wedbush |
Good day, ladies and gentlemen, and welcome to the Opendoor Fourth Quarter 2021 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to introduce your host for today's conference, Elise Wang, Vice President of Investor Relations. Thank you. Please go ahead.