Sharon Ng | Vice President-Investor Relations |
Jay Farner | Vice Chairman and Chief Executive Officer |
Brian Brown | Chief Accounting Officer |
James Faucette | Morgan Stanley |
Kevin Barker | Piper Sandler |
Ryan Nash | Goldman Sachs |
Doug Harter | Credit Suisse |
Mark DeVries | Barclays |
Derek Sommers | Jefferies |
Kevin Kaczmarek | Zelman & Associates |
Arren Cyganovich | Citigroup |
Good morning. My name is Chris and I will be your conference operator today. At this time, I would like to welcome everyone to the Rocket Companies Third Quarter 2022 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.