John Flynn | Chairman and Chief Executive Officer |
Ross Jessup | President and Chief Operating Officer |
Chuck Jehl | Executive Vice President, Chief Financial Officer and Treasurer |
Ashish Sabadra | Deutsche Bank |
Peter Heckmann | Davidson |
Randy Binner | B. Riley |
Joseph Vafi | Canaccord |
John Davis | Raymond James |
Bob Napoli | William Blair |
Vincent Caintic | Stephens |
David Scharf | JMP Securities |
John Hecht | Jefferies |
Mike Grondahl | Northland Securities |
Matthew O'Neill | Goldman Sachs |
Good afternoon, and welcome to Open Lending's Fourth Quarter 2020 Earnings Conference Call.
As a reminder, today's conference call is being recorded.
On the call today are John Flynn, Chairman and CEO; and Ross Jessup, President and COO; and Chuck Jehl, CFO. Earlier today, the company posted its fourth quarter 2020 earnings release to its Investor Relations website. In the release, you will find reconciliations of non-GAAP financial measures to the most comparable GAAP financial measures discussed on this call.