|John Flynn||Chairman, Chief Executive Officer|
|Ross Jessup||President, Chief Operating Officer|
|Chuck Jehl||Chief Financial Officer|
|Peter Heckmann||D.A. Davidson|
|James Faucette||Morgan Stanley|
Good afternoon, and welcome to Open Lending's Third Quarter 2021 Earnings Conference Call.
During the presentation, all participants will be in a listen-only mode. Afterwards, we will conduct a question-and-answer session. [Operator Instructions] As a reminder, today's conference call is being recorded.
On the call today are John Flynn, Chairman and CEO; and Ross Jessup, President and COO; and Chuck Jehl, CFO.