|Sean Horgan||Head of Investor Relations|
|Dee Choubey||Chief Executive Officer|
|Rick Correia||Chief Financial Officer|
|George Sutton||Craig Hallum|
Hello and welcome to the MoneyLion Q4 2022 Earnings Conference Call and Webcast. [Operator Instructions] A question-and-answer session will follow the formal presentation.
As a reminder, this conference is being recorded.
It is now my pleasure to the call over to Sean Horgan, Head of Investor Relations. Sean, please go ahead.