Michael Dickerson | VP, Corporate Communications and Investor Relations |
John Robinson | President and Chief Executive Officer |
Steve Michaels | Chief Executive Officer of Progressive Leasing |
Douglas Lindsay | Chief Executive Officer |
Kelly Wall | Interim Chief Financial Officer |
Anthony Chukumba | Loop Capital |
Kyle Joseph | Jefferies |
Brad Thomas | KeyBanc Capital Markets |
Jason Haas | Bank of America |
Bill Chappell | Truist Securities |
Alessandra Jimenez | Raymond James |
Alexander Maroccia | Berenberg |
Vincent Caintic | Stephens |
Good morning. My name is Brandon, and I will be your conference coordinator. At this time, I would like to welcome everyone to the Aaron's Holdings Company Third Quarter 2020 Earnings Conference Call. [Operator Instructions] I will now turn the conference over to Mr. Michael Dickerson, Vice President of Corporate Communications and Investor Relations of Aaron's Holdings.