John Baugh | executive |
Steven Michaels | executive |
Brian Garner | executive |
Kyle Joseph | analyst |
Bradley Thomas | analyst |
Jason Haas | analyst |
Anthony Chukumba | analyst |
Bobby Griffin | analyst |
Good day, and thank you for standing by. Welcome to the PROG Holdings Q3 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. And I would now like to hand the conference over to your speaker today, Mr. John Baugh, Vice President of Investor Relations.