Robert F. Rivers | Chairman and CEO |
James B. Fitzgerald | CAO, Treasurer, and CFO |
Janet Lee | J.P. Morgan Chase |
Mark Fitzgibbon | Piper Sandler |
Laurie Hunsicker | Compass Point Research |
Damon DelMonte | Keefe, Bruyette, & Woods |
Hello, and welcome to the Eastern Bankshares, Inc. Fourth Quarter 2022 Earnings Conference Call. Today's call will include forward-looking statements, including statements about Eastern's future financial and operating results, outlook, business strategies and plans, as well as other opportunities and potential risks that management foresees. Such forward-looking statements reflect management's current estimates or beliefs and are subject to known and unknown risks and uncertainties that may cause actual results or the timing of events to differ materially from those expressed or implied in such forward-looking statements.
Listeners are referred to the disclosures set forth under the caption forward-looking statements in the earnings press release as well as the risk factors and other disclosures contained in the company's recent filings with the Securities and Exchange Commission for more information about such risks and uncertainties.