Mary Ann McGarry | Chief Executive Officer |
Terry Schmidt | President |
Amber Kramer | Chief Financial Officer |
Michael Kim | Investor Relations |
Trevor Cranston | JMP Securities |
Rick Shane | JP Morgan |
Giuliano Bologna | Compass Point Research & Trading |
Good afternoon, ladies and gentlemen, and welcome to Guild Holdings Company's Fourth Quarter 2021 Earnings conference call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session with instructions to follow at that time.
As a reminder, this call will be recorded. I would now like to turn the call over to Michael Kim, Investor Relations.