Nikki Sacks | Investor Relations |
Mary Ann McGarry | Chief Executive Officer |
Terry Schmidt | President |
Amber Kramer | Chief Financial Officer |
David Neylan | Chief Operating Officer |
Don Fandetti | Wells Fargo |
Rick Shane | JPMorgan |
Kyle Joseph | Jefferies |
Good day and welcome to the Guild Holdings Company Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Nikki Sacks, Investor Relations. Please go ahead.
Thank you and good afternoon everyone.