Daniel Kohl | Vice President of Investor Relations |
Rohit Gupta | President and Chief Executive Officer |
Dean Mitchell | Chief Financial Officer and Treasurer |
Doug Harter | Credit Suisse |
Bose George | KBW |
Geoffrey Dunn | Dowling & Partners |
Mihir Bhatia | Bank of America |
Rick Shane | JP Morgan |
Ryan Gilbert | BTIG |
00:03 Hello, and welcome to Enact's Fourth Quarter Earnings Call. Please be advised that today conference call is being recorded. 00:11 I would now like to turn the conference over to your first speaker today, Daniel Kohl, Vice President of Investor Relations.
You may begin.
00:31 Thank you, and good morning, everyone.