Cliff Gallant | Vice President, Investor Relations |
Assaf Wand | Executive Chairman and Founder |
Richard McCathron | President and Chief Executive Officer |
Stewart Ellis | Chief Financial Officer |
Matt Carletti | JMP Securities |
Michael Phillips | Morgan Stanley |
Alex Scott | Goldman Sachs |
Andrew Lynch | Jefferies |
Tommy McJoynt | KBW |
Good afternoon. Thank you for attending today's Hippo Second Quarter 2022 Earnings Call. My name is Daniel, and I will be your moderator for today’s call. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end. [Operator Instructions].