Cliff Gallant | Investor Relations |
Rick McCathron | President and Chief Executive Officer |
Stewart Ellis | Chief Financial Officer |
Chris Donahue | Chief Underwriting Officer |
Matt Carletti | JMP Securities |
Tommy McJoynt | KBW |
Alex Scott | Goldman Sachs |
Pablo Singzon | JP Morgan |
Good afternoon. Thank you for attending today's Hippo Fourth Quarter ‘22 Earnings Call. My name is Hanna and I'll be your moderator for today's call. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end [Operator Instructions].
I would now like to pass the conference over to our host, Cliff Gallant, Investor Relations.