Steve Adams | Senior Director, IR & Corporate Development |
Kessel Stelling | Chairman, President & CEO |
Kevin Blair | Senior EVP, COO & Interim CFO |
Kevin Howard | Chief Wholesale Banking Officer |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Kenneth Zerbe | Morgan Stanley |
Brady Gailey | KBW |
Jennifer Demba | SunTrust Robinson Humphrey |
Bradley Milsaps | Sandler O'Neill + Partners |
Nancy Bush | NAB Research, LLC |
Steven Alexopoulos | JPMorgan Chase & Co. |
Tyler Stafford | Stephens Inc. |
Garrett Holland | Robert W. Baird & Co. |
Michael Rose | Raymond James & Associates |
Timur Braziler | Wells Fargo Securities |
Good day, and welcome to the Synovus Financial First Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]. Please note today’s event is being recorded. I would now like to turn the conference over to Steve Adams, Senior Director of Investor Relations and Corporate Development. Please go ahead, sir.