Soledad Nager | Head, Investor Relations |
Sebastian Kanovich | Chief Executive Officer |
Sumita Pandit | Chief Operating Officer |
Diego Cabrera | Chief Financial Officer |
Kaio Prato | UBS |
Andrew Bauch | SMBC |
Neha Agarwala | HSBC |
Hello. Thank you for standing by, and welcome to the dLocal Fourth Quarter 2021 Results Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator instructions] Please be advised that today's conference may be recorded.