Dennis McDaniel | IRO |
Steve Johnston | Chairman, President & CEO |
Mike Sewell | CFO, Senior VP & Treasurer |
Steve Spray | Chief Insurance Officer |
Martin Hollenbeck | Chief Investment Officer & Senior VP |
Mike Zaremski | Wolfe Research |
Paul Newsome | Piper Sandler |
Meyer Shields | KBW |
Scott Heleniak | RBC Capital Markets |
0:05 Good day and thank you for standing by. Welcome to Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker’s presentation, there will be a question-and-answer session. [Operator Instructions] 0:30 I would now like to hand the call over to your speaker today, Mr.