Dennis McDaniel | IRO |
Steve Johnston | Chairman & CEO |
Mike Sewell | EVP & CFO |
Steve Spray | President |
Steve Soloria | SVP, Investments |
Marc Schambow | Chief Claims Officer, The Cincinnati Insurance Company |
Theresa Hoffer | SVP, Corporate Finance |
Paul Newsome | Piper Sandler |
Mike Zaremski | BMO |
Sid Parameswar | Raymond James |
Scott Heleniak | RBC Capital Markets Insurance |
Meyer Shields | KBW |
Grace Carter | Bank of America |
Harry Fong | MKM Partners |
Good morning, and welcome to the Cincinnati Financial Third Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions].