John Iannone | VP of IR |
Todd Clossin | President and CEO |
Bob Young | EVP and CFO |
Casey Whitman | Sandler O'Neill |
Austin Nicholas | Stephens |
Zach Weiss | B. Riley FBR |
Russell Gunther | D. A. Davidson |
Stuart Lotz | KBW |
Good morning, ladies and gentlemen and welcome to the WesBanco Fourth Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Those listening thru webcast may submit questions throughout the event by clicking the word questions on your screen. Please note this event is being recorded.