Kelly Gage | Director, Investor Relations |
Curtis Farmer | Chairman, President and Chief Executive Officer |
Jim Herzog | Chief Financial Officer |
Melinda Chausse | Chief Credit Officer |
Manan Gosalia | Morgan Stanley |
Steven Alexopoulos | J.P. Morgan |
Jon Arfstrom | RBC Capital Markets |
Hello, and thank you for standing by, and welcome to the Comerica Fourth Quarter 2022 Earnings Conference Call. At this time, all participants are in listen-only mode. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions]
I would now like to turn the conference over to Kelly Gage, Director of Investor Relations.