Kelly Gage | Director, Investor Relations |
Curtis Farmer | Chairman, President and Chief Executive Officer |
James Herzog | Senior Executive Vice President and Chief Financial Officer |
Melinda Chausse | Senior Executive Vice President and Chief Credit Officer |
Peter Sefzik | Senior Executive Vice President and Chief Banking Officer |
John Pancari | Evercore |
Steven Alexopoulos | JPMorgan |
Ebrahim Poonawala | Bank of America |
Jon Arfstrom | RBC Capital Markets |
Brody Preston | UBS |
Manan Gosalia | Morgan Stanley |
Peter Winter | D.A. Davidson |
Christopher McGratty | KBW |
Ladies and gentlemen, thank you for standing by. Welcome to the 2023 Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions]