Charles Sulerzyski | President, CEO & Director |
Kathryn Bailey | EVP, CFO & Treasurer |
Robert Siefers | Piper Sandler & Co. |
Timothy Switzer | KBW |
Bryce Rowe | Hovde Group |
Stephen Moss | B. Riley Securities |
Daniel Cardenas | Boenning and Scattergood |
Good morning, and welcome to the Peoples Bancorp Inc. Conference Call. My name is Ailey, and I will be your conference facilitator. Today's call will cover a discussion of the results of operations for the quarterly period and fiscal year ended December 31, 2021. [Operator Instructions].