Mike Majors | Executive Vice President, Administration and Investor Relations |
Gary Coleman | Co-Chairman and Chief Executive Officer |
Larry Hutchison | Co-Chairman and Chief Executive Officer |
Frank Svoboda | Executive Vice President and Chief Financial Officer |
Andrew Kligerman | Credit Suisse |
Jimmy Bhullar | JPMorgan |
John Barnidge | Piper Sandler |
Erik Bass | Autonomous Research |
Ryan Krueger | Keefe, Bruyette & Woods Inc. |
Tom Gallagher | Evercore ISI |
Good day and welcome to the Globe Life Inc’s Third Quarter 2020 Earnings Release Conference Call. Today's conference is being recorded. At this time, I would like to turn the conference over to Mr. Mike Majors, Executive Vice President, Administration and Investor Relations. Please go ahead, sir.