Stephen Mota | Senior Director, Customer Relations |
Frank Svoboda | Co-Chief Executive Officer |
Matt Darden | Co-Chief Executive Officer |
Tom Kalmbach | Chief Financial Officer |
Jimmy Bhullar | JPMorgan |
Wes Carmichael | Wells Fargo |
John Barnidge | Piper Sandler |
Erik Bass | Autonomous Research |
Ryan Krueger | KBW |
Andrew Kligerman | Credit Suisse |
Wilma Burdis | Raymond James |
Hello and welcome to Globe Life's First [ph] Quarter 2022 Earnings Call. My name is Melissa and I will be your coordinator for today's event. Please note this conference is being recorded. And for the duration of the call your lines will be listen-only. [Operator Instructions]