Trevor Burns | Equifax, Inc. |
Mark W. Begor | Equifax, Inc. |
John W. Gamble, Jr. | Equifax, Inc. |
Toni M. Kaplan | Morgan Stanley & Co. LLC |
Gregory Bardi | Barclays Capital, Inc. |
George Mihalos | Cowen & Co. LLC |
Brett Huff | Stephens, Inc. |
Andrew Jeffrey | SunTrust Robinson Humphrey, Inc. |
Gary Bisbee | Bank of America Merrill Lynch |
William A. Warmington | Wells Fargo Securities LLC |
Jeffrey P. Meuler | Robert W. Baird & Co., Inc. |
David Mark Togut | Evercore Group LLC |
Good day and welcome to the Equifax Third Quarter 2018 Earnings Call. This conference is being recorded. At this time, I would like to turn the conference over to Mr. Trevor Burns. Please go ahead.