good Thanks, morning Trevor and everyone.
XXXX financial quarter this and has few release for pleased to days. our our a during been press strong from particularly weeks with our As progress We're the we're to EFX start were and while you could us a well morning busy initiatives. results executing we see growth mode, this XXXX past we return against on to the our with USIS in guidance within are priorities February, our continuing provided strategic
into fines and spend a the discussion past financial our we potential the of get related quarter this and legal made litigation in the regulatory the let delayed to this million our me XXXX related units, because cybersecurity progress few results discussion Before We incident. first earnings on business and discussing we've $XXX morning settlements took until quarter a to few I charge outstanding our weeks. significant minutes
know past active those the discussions for discussions related and XXXX incident we've in you been As month. cybersecurity in accelerated months to the
booked single million federal the goal global class the our upon class as action settlement consumer federal recently We establishment probable the our and the other consumer confidential non-monetary with cases. certain discussions estimate provides which includes fund losses in regulators consumer asserted in proposed of our court, as action terms. cases. well settlement Importantly, will the reached cases, claims accrual and a and that for we terms the the settlement approval federal was by redress $XXX resolve associated with dismiss global state certain of The
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the with weeks. in We expect agreements coming to complete the definitive parties settlement
losses incident. and the estimate issues company, XXXX facing While the incur expect to the the this related with our litigation resolve additional current to many to other significant associated charge represents we of claims
continue bring with these as all customers, matters needs parties We our the soon to while balancing closure to shareholders. employees, possible, work as company, of will to and
security Equifax positive introductions, work our XXXX acquisitions. for $X.XX XXXX billion with forward expand This plans, balance buyback, is put plans settlement freezing we the and behind Equifax a This settlement stock in dividend to our impact XXXX. and technology by EFX step financially our investment program event as our to ourselves and an or will cybersecurity As not have on new our sheet, internal you know grow we've strengthening our the prepared us. suspending including product for
February with middle our as pleased year at in was We're at you provided. we with revenue $XXX to adjusted were me constant in the our EPS almost results. X% Revenue and consistent Let the guidance up the million to the first start of range the move in currency. with our top financial results quarter gave now financial
relative weakened exchange to February impacting guidance the during further by million. Foreign quarter our $X revenue under negatively just
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to related expect legal of continue XXXX transformation about to incident and exclusive We accruals any to million. the cybersecurity one-time $XXX be cost
slightly some saw expectations point percentage Adjusting X.X%, positive basis for the compared point quarter. This better with with transaction impacted in of shifting shift channel. the reported as down these negatively a And was in our units. mix last we our of XX USIS for In business the a basis was X% quite quarter. up improvement towards also basis increase mortgage our ex also and non-mortgage reseller of that the our impact up revenue over comments to X% both market about Now sign on XX from than points we revenue almost mortgage expected USIS a was was excluding mortgage on negative the USIS business quarter, for continued factors by revenue by growth revenue. year positive over three perspective. on almost USIS
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in NPI have historic will U.S. discussed, XXXX the be in expect we below As revenue we levels
assets customers Equifax' help profiles develop techniques U.S. and new to with Insight returns trended spectrum new broad to learning is Personal a power as integrations. for telecommunications for accuracy by improve advanced taking with modeling sign personal credit their consumer Personal a explainable growth lenders machine for uses and The companies evaluating risk Score in Insight loans. and applicants a unique developed Loans, for quarter, patented personal capabilities In as score positive this no The collaboration a Score combining Loans to first consumers files. the applications we or new Insight collaborates data Loans a utility loans. USIS Score using evaluate launched cover is FinTechs which help of a unsecured optimized when Fintech mode from with product However, data lenders Personal predictive within and for greater win is
are we NPI deliver core strategy, believe to opportunities another and Equifax. long-term our revenue growth partnering M&A avenue While to at are
the we of As with announced key analytics you more and than risk Decisions March, to to Cloud, financial recall suite to before. the faster a precisely data fraud risk Data end-to-end partnership -- integrated needs enable and strategic that ever needs agreement an launch and in FICO consumers across institutions marketing key addresses meet
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the our closely also additional We energized expect identify and I'm for means financial work to continue with to what partnership areas about very to FICO partner with them. FICO on consumers. as institutions we
We've up. and first in positive and big steps made to our wrapping market quarter. So growth during leadership forward several the back drive
with progress our state action with with First, we're discussions continued class pleased lawsuits. as regulators well as certain settlement our federal federal and the global
to settlements and weeks these the be include a single expect in consumer fund. coming We completed
pleased lawsuits. also action U.S. reach terms are confidential consumer to the class We in
put acquisitions know, we as you to the we've is forward for new in As including XXXX us. financial XXXX preparing have work via EFX this to billion continuing our been invest event and externally we and cybersecurity Equifax step This while products investment program. and positive growth to security $X.XX a of settlement behind the the internally absorb in structure it,
with of had activity with Sid a Singh. and with feet very pipelines Second, and strong is positioned pleased energy new is we're EWS The for team positively. strong very USIS a financially customers our growing a operationally, start to XXXX. under the has under front and level commercial quarter year.
the economy. particularly are international with We watching closely, business Australian our
the to we speed, EFX Third, our in cost, on We cloud. week. focus transformation XXXX and continue we will expand faster. deliver to EFX to reduce focus continue and our year expanding technology strategic invest us data strategic our rest customers our plans of to data PayNet move FICO that the acquisitions acquisition growth, continue from share and and with and help assets that to differentiate will we technology, on intensely last the investment including on unique continue to our our We'll the applications to quarter, assets, Fifth, we competitors. believe announced partnerships. launched this them we in the new XXXX. to data brings and grow our progress analytics partnership XXXX during Fourth, In
from Equifax on see also expansion to as new customers. strong -- with move focus then You'll we partnerships of further collaboration products we continue And with which XXXX. to
and committing data, do. As mark John I'm ahead. the to that and confident for I direction we record levels analytics, will investing pass have make Equifax our on at leader still all more positive at one that we we're EFX, We're to excited a opportunity a are with Equifax to work progress security. We market right the share more lot of ever know moving the in in technology, guidance than fronts. year also We're detail, but about XXXX. prior
continued in XXXX. me over turn it are path progress in positive forward let expect We confident our to and John. With that
