Jim Eccher | President, Chief Executive Officer |
Brad Adams | Executive Vice President and Chief Financial Officer |
Chris McGratty | KBW |
Thomas Gagen | Sandler O'Neill |
Good morning everyone and thank you for joining us today for Old Second Bancorp, Inc.'s third quarter earnings call.
On the call today is Jim Eccher, CEO and President and the company's CFO, Brad Adams. I will start with a reminder that Old Second's comments today may contain forward-looking statements about the company's business, strategies and prospects, which are based on management's existing expectations and the current economic environment. These statements are not a guarantee of future performance and results may differ materially from this those projected. Management would ask you to refer to the company's SEC filings for a full discussion of the company's risk factors.