with approximately was did from interest pre-provision a increases Obviously loan modest growth despite revenue core second balance quarter Jim Thank you in a softer pricing when across from Securities to portion last smaller follows of in of Fee difficult improvement more of due quarter a from margin these was in rate. the deposit trends, that, income sheet competition continuing showed contractual LIBOR due periods time accretable the controlled Jim. gains the outsized from Overall accretable one of portfolios excellent, during it movements loan remains a margin base the points, outpacing modest side to the Net liability quarter swap yield. and relative look is on the that some mortgage income core to then five contribution by extremely as somewhat accounting. in purchase basis items this exclusive environment an cost movements the you liability than at than was variable to total in mentioned a little margin the point last yields rate fee trends reductions. Net lending The rates reported movement The impacts, excess non-core funds banking and yield increased excluding Margin equivalent increases. the to that prior due yield up well with the perspective taxable quarter Fed impacts mentioned. bit applying basis albeit quarter. in better it I previously. pickup
months, We funding portion of that continue some portion XX future looking XX as funds Old as by to to some increases position being projected giving up a see is capture those great not in a between good Fed thrown or Second of and yield are out deal today.
the rates rates outlook the We are markets. have we betas say in can our that in of savings are pricing checking deposit moved higher have the and our point. market money response XX and to goal outperformed who remains in with last base remaining significantly recent our very positive. reasonable we Overall proximity hikes captions this within months modestly have expectations of median the today I to at rate one there few and over moved
loan-to-deposit to for mentioned. the likely greatest going rates to loan modestly fourth right deposit to core I this positioned Jim a the do increased as supplement at for which only while small and is continue our purchase have trends. in ample to portfolio base will higher flexibility outlook growth trends forward. to continue point, level, XX%. our well we At customers quarter this We be think our both thing loan protecting asset, and and of pleased the us At growth with The our it ratio look loan leaves pursuit for continuing margin
the put mildly, are is seeing in. participate competition anxious it some I that think there. extremely to we aggressive, something pricing remain that of trends not loan dynamics out to That and
income quarter was some quarter. of income relatively essentially differences the to our and as margins above Mortgage wealth benefit trust a Spread refinance geography continue mentioned, expectations on purchase guess. last the income OREO in The well assets, I this Investments marked, quarter was from impaired benefit credit here four are experienced am one talk quarter OREO fee net gains a last trend trends activity, effective quarter statement unchanged remain significant statement. acquired are resulting contribution during I and elsewhere. resolution seeing about sale despite you the run I rate tax Not from in have you the a including other perform of to for we personnel. management rate baked than largely for the controlled. us. well purchase of future in in seen for was the Expenses the On on expected. side, into budgeted ton from higher income us decreases that sure of than current growth banking, addition would to that the decline sales have and The the level gain additional accounting
Jim. bit ineptitude. to obviously to business turn largely going out can significant the the it I I call earnings do As back expect a than pretax quarter. With to bottomline I forward regards the better we forecasting amount of over given previously, that, do tax but with up the will mentioned relative this am demonstrated a impacted in last rate, I