Jim Eccher | Chief Executive Officer |
Brad Adams | Chief Financial Officer |
Chris McGratty | KBW |
David Long | Raymond James |
Evan Lisle | Janney |
Nathan Race | Piper Sandler |
Good morning everyone, and thank you for joining us for today's Old Second Bancorp, Inc.’s Fourth Quarter 2019 Earnings Call.
On the call today is Jim Eccher, CEO; Gary Collins, Vice Chairman; and the company's CFO, Brad Adams.
I will start with a reminder that Old Second's comments today may contain forward-looking statements about the company's business, strategies and prospects, which are based on management's existing expectations in the current economic environment. These statements are not a guarantee of future performance and results may differ materially from those projected.
Management would ask you to refer to the company's SEC filings for a full discussion of the company's risk factors.