James Eccher | CEO |
Brad Adams | CFO |
Gary Collins | Vice Chairman |
David Long | Raymond James |
Chris McGratty | KBW |
Manuel Navas | D.A. Davidson |
Nathan Race | Piper Sandler |
Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc.'s Third Quarter 2022 Earnings Call.
On the call today is Jim Eccher, the company's CEO; Gary Collins, Vice Chairman of our Board; and the company's CFO, Brad Adams. I will start with a reminder that Old Second's comments today may contain forward-looking statements about the company's business, strategies and prospects, which are based on management's existing expectations in the current economic environment. These statements are not a guarantee of future performance and results may differ materially from those projected. Management would ask you to refer to the company's SEC filings for a full discussion of the company's risk factors.