Brian Klock | Head of Markets and Investor Relations |
Daryl Bible | Senior Executive Vice President and Chief Financial Officer |
Manan Gosalia | Morgan Stanley |
Matthew O'Connor | Deutsche Bank |
Steven Alexopoulos | JPMorgan |
Gerard Cassidy | RBC |
Brent Erensel | Portales Partners |
Kenneth Usdin | Jefferies |
Ebrahim Poonawala | Bank of America |
Frank Schiraldi | Piper Sandler |
Michael Mayo | Wells Fargo Securities |
John Pancari | Evercore |
Good day and welcome to the M&T Bank Second Quarter 2023 Earnings Conference Call. All lines have been placed on listen-only mode and the floor will be opened for your questions following the presentation. [Operator Instructions] Please be advised that today's conference is being recorded.
I would now like to hand the conference over to Brian Klock, Head of Market and Investor Relations. Please go ahead.