Kevin Haseyama | Investor Relations Manager |
Robert Harrison | Chairman, President and Chief Executive Officer |
Ravi Mallela | Executive Vice President and Chief Financial Officer, Finance Group |
Ralph Mesick | Vice Chairman and Chief Risk Officer, Risk Management Group |
Steven Alexopoulus | JPMorgan |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Jacquelynne Bohlen | Keefe, Bruyette, & Woods, Inc. |
Timur Braziler | Wells Fargo Securities |
Laurie Hunsicker | Compass Point Research & Trading, LLC |
Ladies and gentlemen, thank you for standing by, and welcome to the First Hawaiian Inc. Q3 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.