Kevin Haseyama | IR |
Bob Harrison | Chairman, President and CEO |
Ravi Mallela | CFO |
Ralph Mesick | Chief Risk Officer |
Steven Alexopoulos | JPMorgan |
Ebrahim Poonawala | Bank of America Securities |
Alex Matters | Goldman Sachs |
Jackie Bohlen | KBW |
Andrew Liesch | Piper Sandler |
Jared Shaw | Wells Fargo Securities |
Laurie Hunsicker | Compass Point |
Ladies and gentlemen, thank you for standing by, and welcome to the First Hawaiian Inc., Third Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there'll be a question-and-answer session. [Operator Instructions] Please be advised that the call will be recorded. [Operator Instructions] I will now turn the call over to Kevin Haseyama.