Kevin Haseyama | Investor Relations |
Bob Harrison | Chairman, President and Chief Executive Officer |
Ravi Mallela | Chief Financial Officer |
Ralph Mesick | Chief Risk Officer |
Steven Alexopoulos | JPMorgan |
Ebrahim Poonawala | Bank of America Securities |
Jared Shaw | Wells Fargo Securities |
Jackie Bohlen | KBW |
Andrew Liesch | Piper Sandler |
Laurie Hunsicker | Compass Point |
Ladies and gentlemen, thank you for standing by, and welcome to the First Hawaiian Inc., Q4 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there'll be a question-and-answer session. [Operator Instructions] I will now like to hand the call over to Kevin Haseyama. Please go ahead.