Aarti Bowman | Director, IR |
Bryan Jordan | Chairman, CEO & President |
William Losch | EVP & CFO |
Susan Springfield | EVP & Chief Credit Officer |
Steven Alexopoulos | JPMorgan Chase |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Kenneth Zerbe | Morgan Stanley |
John Pancari | Evercore ISI |
Brady Gailey | KBW |
Marlin Mosby | Vining Sparks |
Casey Haire | Jefferies |
Stephen Stone | SunTrust Robinson Humphrey |
Christopher Marinac | Janney Montgomery Scott |
Garrett Holland | Robert W. Baird & Co. |
Timur Braziler | Wells Fargo Securities |
Good morning, and welcome to the First Horizon National Corp Third Quarter 2019 Earnings Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Aarti Bowman of Investor Relations. Please go ahead.