Matt Lazzaro | Manager of Investor Relations |
Vincent Delie | President and Chief Executive Officer |
Gary Guerrieri | Chief Credit Officer |
Vincent Calabrese | Chief Financial Officer |
Scott Custer | Chief Executive Officer, Yadkin Financial Corporation |
Jared Shaw | Wells Fargo Securities |
Brian Martin | FIG Partners |
Russell Gunther | D.A. Davidson |
Casey Haire | Jefferies |
Frank Schiraldi | Sandler O'Neill |
Collyn Gilbert | Keefe, Bruyette & Woods, Inc. |
Michael Young | SunTrust Robinson Humphrey Inc |
Jason Oetting | JPMorgan |
Matt Schultheis | Boenning |
Hello and welcome to the F.N.B. Corporation’s Third quarter 2017 Quarterly Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions.