Matt Lazzaro | Manager of IR |
Vince Delie | Chairman, President and CEO |
Gary Guerrieri | Chief Credit Officer |
Vince Calabrese | CFO |
Frank Schiraldi | Sandler O'Neill |
Jared Shaw | Wells Fargo Securities |
Michael Young | SunTrust |
Casey Haire | Jefferies |
Collyn Gilbert | KBW |
Brian Martin | Janney Montgomery |
Welcome to the F.N.B. Corporation's Third Quarter 2019 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please note, today's event is being recorded.