Matthew Lazzaro | Manager, Investor Relations |
Vince Delie | Chairman, President and Chief Executive Officer |
Gary Guerrieri | Chief Credit Officer |
Vince Calabrese | Chief Financial Officer |
Frank Schiraldi | Piper Sandler |
Casey Haire | Jefferies |
Michael Young | Truist Securities. |
Russell Gunther | D.A. Davidson |
Collyn Gilbert | KBW |
Matthew Breese | Stephens, Inc. |
Timur Braziler | Wells Fargo Securities |
Brian Martin | Janney Montgomery |
Hello and welcome to the FNB Corporation Third Quarter 2020 Quarterly Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note, today's event is being recorded. I'd now like to turn the conference over to your host today Matthew Lazzaro. Mr.