Vince Delie | Chairman, President and CEO |
Vince Calabrese | CFO |
Gary Guerrieri | Chief Credit Officer |
Matthew Lazzaro | Manager of IR |
Frank Schiraldi | Piper Sandler |
Jared Shaw | Wells Fargo Securities |
Michael Young | Truist Securities |
Russell Gunther | D.A. Davidson |
Elan Zanger | Jefferies |
Samuel Varga | Stephens Inc. |
Brian Martin | Janney Montgomery |
Good morning, and welcome to the F.N.B. Corporation First Quarter 2021 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions.