Lisa Constantine | Investor Relations |
Vince Delie | Chairman, President and Chief Executive Officer |
Vince Calabrese | Chief Financial Officer |
Gary Guerrieri | Chief Credit Officer |
Frank Schiraldi | Piper Sandler |
Timur Braziler | Wells Fargo |
Michael Perito | KBW |
Russell Gunther | D. A. Davidson |
Samuel Varga | Stephens, Inc. |
Brian Martin | Janney Montgomery |
Good morning and welcome to the F.N.B. Corporation Third Quarter 2021 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] Please note, today’s event is being recorded. I would now like to turn the conference over to Lisa Constantine, Investor Relations.