Lisa Constantine | Manager of Investor Relations |
Vince Delie | Chairman, President & CEO |
Gary Guerrieri | Chief Credit Officer |
Vince Calabrese | CFO |
Frank Schiraldi | Piper Sandler |
Jared Shaw | Wells Fargo Securities |
Casey Haire | Jefferies |
Daniel Tamayo | Raymond James |
Michael Perito | KBW |
Brian Martin | Janney Montgomery |
Good morning, everyone, and welcome to the FNB Fourth Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note today’s event is being recorded.
At this time, I would now like to turn the floor over to Lisa Heidi (ph), Manager of Investor Relations.