Lisa Constantine | executive |
Vincent J. Delie | executive |
Gary L. Guerrieri | executive |
Vincent J. Calabrese | executive |
Daniel Tamayo | analyst |
Michael Perito | analyst |
Manuel Navas | analyst |
Frank Schiraldi | analyst |
Brian Martin | analyst |
Good morning, and welcome to the F.N.B. Corporation Third Quarter 2023 Earnings Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Lisa Hajdu. Please go ahead.