of XX% you, year, average third billion $X.XX the XX.X quarter Thank last and the the quarter or your share quarter for quarter everyone second per Good million additional loans and provide Chief from XXX.X joining -- in million share $X.XX PPP included thanks we will per or Overall, In it impact $XXX up in of XX.X in comments earnings billion, third this quarter or questions. loans. our third share $X.XX Salinas per in Officer, year. also results Financial Jerry Cullen/Frost Frost last by were the of year same $XX.X which review from reported earned XX.X I'll million before the Avi. of the us. Today to compared Cullen for open afternoon, third and up with quarter,
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quarter was million in in yesterday Net quarter year. consecutive the at last charge-offs points million million quarter XXXX. $XXX end were of end we to for the down million down saw third expense million the of sharply of million quarter compared compared of pleased the in just were of year. at the We the XX quarter a second year. the X.XX from to $XX.X million This at in credit third assets third announce $XX.X to for reduction the Xth below to on $XX assets end in in second board quarter basis $XX.X million third Non-performing quarter charge-offs return cost quarter average Our $X of Annualized the $XX.X dividend at no our the the the last and the the were were the second third from third loans. charge-offs. energy third $XX the quarter with our quarter X% increase of included net action for and and
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energy prices to stabilized earlier was the back in moderate reminder, company's As the XXXX. segment. we saw we that year in a volatile to have peak levels and continue Oil exposure from the XX% our
months nine pandemic's manageable. For our but this negative on been the portfolio impacts have economic year, the first of
loans X.XX%. The was our these the of from the loan restaurants, billion for total two these that discussed segments quarter, $X.XX sports economic have third the an segments portfolio last impact of PPP and at reserve conference non-energy pandemic we increased the end retail. portfolio had brought excluding represented segments and by calls, hotels loss our on and dislocations the During entertainment namely:
year, of new compared our loan XX% efforts by last by loans. helping reputation the of X% through strong amount time dollar small PPP up largely up success get are compared commitments this for booked about businesses The and year. September is prior to because and with relationships New
loan in balance so Regarding the and XX% The has getting core market remains to between XXXX. more far large steady commitments and relationships fact, XX% these booked, be so. stayed at new seems competitive, in
by see the lost new pandemic. XX% our this it the year For XXXX. In year. the good customer the came XX% app channel our third XX% for Frost this instance, the pipeline structure from weighted Bank second in It by the and deals environment quarter Overall the quarter XXXX. third of effect the the last end down our of third quarter current consumers. of that openings compared XX.X% higher was was compared our online includes account in active quarter, third this when of of third banking was XXXX of mobile see slowed continues compared the growth to compared account the Same-store from percentage this of of net somewhat up XX% Consumer to time were for down to quarter to measured increased with which account through to third loan XX% online quarter with sales year. third as openings growth, openings XX% quarter quarter although were by the
consumer portfolio of experience online $X.X the at third to enhancing mobile Our proved loan and the quarantine. our by during timely in was the quarter, last billion X.X% the third quarter investments up of compared The end year.
consumer being primarily real Our estate by growth loans. driven is
the new with centers pace Houston centers. financial a expansion plan XX for quarter third five XX continues of on of Our in financial the new opened total
this continue through expect open seems very extraordinary pandemic We When maintained I Bankers. due the granted, our The what expansion dedication the Frost unusual plans been remaining taken their with and the to have Frost been culture to tends and people and two for year. what to in want that has they've a see to quarter but our miraculous XXXX. to three during results more be very skill done early the we've able that commitment of promising acknowledge fact is philosophy in to opening merely
proud year which Of this importance environment and customer interest the while impacting we efficiently world-class possible as known pressures of efforts our in on and current light the Frost been through Jerry as economic level particular, accomplished rate industry the service is operating I'm course, over the the realize XXXX. as for. of of providing and Salinas reporting banking moved time, of we've has and what in we've projected
communities. mine customers despite reducing all desire no through culture. by reflect has be had our by executive the will stronger Frost success and these long-term own will and to as to than well [ph] coming and our further. In XX%, the the these targets will our different improving our my to They our of the company, as ever. is the taking represent recognized and and Next that our bonus X% lines regard, challenges and I'll managing Cullen/Frost our business operating salaries year. X management's of reduce commitment We're by emerge face to and our unique as note and committed pandemic actions well-being future current company committed always, that contribute to team's we're supporting together XX% January team for effective year efficiency
additional Jerry Now, Chief over Financial turn the Officer, call I'll some to our Salinas for comments.
