A.B. Mendez | Senior Vice President and Director, Investor Relations |
Phil Green | Chairman and Chief Executive Officer |
Jerry Salinas | Group Executive Vice President and Chief Financial Officer |
Michael Rose | Raymond James |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America |
Jennifer Demba | Truist Securities |
Steven Alexopoulos | JPMorgan |
Jon Arfstrom | RBC Capital Markets |
Bill Carcache | Wolfe Research |
Dave Rochester | Compass Point |
Peter Winter | Wedbush Securities |
Greetings and welcome to the Cullen/Frost Bankers First Quarter 2022 Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the call over to A.B. Mendez, Senior Vice President and Director of Investor Relations. Thank you.