A.B. Mendez | Director-Investor Relations |
Phil Green | Chairman and Chief Executive Officer |
Jerry Salinas | Group Executive Vice President and Chief Financial Officer |
Steven Alexopoulos | JPMorgan |
Michael Rose | Raymond James |
Ebrahim Poonawala | Bank of America |
Brady Gailey | KBW |
Dave Rochester | Compass Point |
Jon Arfstrom | RBC Capital Markets |
Greetings. Welcome to the Cullen/Frost Bankers Inc.
Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation.