A. Mendez | executive |
Phillip Green | executive |
Jerry Salinas | executive |
Steven Alexopoulos | analyst |
David Rochester | analyst |
Ebrahim Poonawala | analyst |
Manan Gosalia | analyst |
Brady Gailey | analyst |
Michael Rose | analyst |
Broderick Preston | analyst |
Greetings. Welcome to Cullen/Frost Bankers Incorporated Third Quarter Earnings Conference Call. [Operator Instructions] Please note, this conference is being recorded.
I will now turn the conference over to A.B. Mendez, Senior Vice President, Director of Investor Relations.