William Bradford Kessel | President and CEO |
Robert N. Shuster | EVP and CFO |
Matthew Forgotson | Sandler O’Neill & Partners |
Kevin Reevey | D.A. Davidson & Company |
Scott Beury | Boenning & Scattergood |
Damon DelMonte | KBW, Inc. |
Good day and welcome to the Independent Bank Corporation Third Quarter 2017 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. [Operator Instructions]. After today's presentation there will be an opportunity to ask questions. [Operator Instructions].