Brad Kessel | President and Chief Executive Officer |
Gavin Mohr | Executive Vice President and Chief Financial Officer |
Joel Rahn | Executive Vice President, Commercial Banking |
Brendan Nosal | Piper Sandler |
Matt Rank | KBW |
Russell Gunther | D.A. Davidson |
Good morning, and welcome to the Independent Bank Corporation Third Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Brad Kessel, President and Chief Executive Officer. Please go ahead.